ET MONEY : A Worry Free Personal Finance App by Times Internet


SmartSpends, a free and highly secure money manager app for Android users has now rebranded itself and will be known as ET MONEY in the future. The app has also enhanced its working capabilities to handle Mutual Fund transactions. SmartSpends has seen a remarkable growth in very short span of time due to its outstanding functionality and durability, on the other side Economic Times is a trustworthy brand and millions of people take decisions based on its analysis. ths

We can understand that changing the name of the app to ET MONEY will help new users to find the connection of this app with ET and will allow them to recommend this app to their friends and family members without any doubt or fear in mind. For a common man like me who always depends on financial experts to invest money, ET MONEY is a powerful solution. This fully automated app not just helps you to control your expenses by labelling all expenditures at one place or providing information about the due bills but also makes buying the best mutual funds so simple.


In order to invest in a better performing fund you need to find it first and the app helps you to do that seamlessly by displaying auto-created themes. These themes are built after a tough check of more them 5000 mutual funds and their performance over past 15 to 20 years. If you have a specific target like saving tax then these themes can help to achieve that. Another good feature is easier to understand report card which gives a perfect overview and does not consist specialized language. If you are well aware of Pros and Cons of the fund, then automatically the confidence will be built before investing the hard-earned money.

The process of investment is completely paperless, not at all complicated and doesn’t take much time after determining the fund to invest in. You can invest even if you are not KYC (Know Your Customer) verified. However, as per the regulations of Indian government, a consumer who invests in mutual funds should be KYC verified which is mandatory onetime exercise for Stock and Commodity brokers registered by SEBI. The app provides complete visibility of each step while doing the real transaction which is quite similar to the transaction in any e-commerce website or app. The company has initially tied up with 10 famous 10 mutual fund houses and allow users to choose from 5000+ funds.


After the investment, The constant Portfolio Management provides information through the joint investment view of each investment made by the app. It also keeps a track of those investments that are not made through the app. It packs a smart analytics system which consolidates the movement of the stock market, your spend pattern and investment pattern to give suggestions. This tool helps you to take corrective actions too.


One thing that impressed me a lot is that the app maintains the user’s privacy and does not need your personal account details, password, credit or debit card numbers etc. It reads messages related to transactions only and doesn’t scan, edit, move or delete your personal messages.

The app also supports Axis bank, ICICI bank, Canara bank, Bank of Baroda, City Bank, HDFC bank, SBI, Yes bank, American Express, Standard Charted, HSBC and many more. It covers multiple service provides too, such as Airtel, Airtel DTH, Aircel, Idea, MTNL, Reliance GSM, Tata DoCoMo, Vodafone, MTS, Flipkart etc. which allows masses to get the most out of it.

Download ET MONEY


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